Skip to content
Long reception table set with gingham napkins, glassware, and wildflower centerpieces

Wedding & Special Event Insurance

Your Event, Fully Covered, In Minutes.

Venue-approved event liability insurance for weddings and special events in all 50 states. Pick your coverage, find your venue, and get $1M to $4M in protection with host liquor liability and a certificate of insurance.

Gold tree with a rope swingWhat We Cover

Insurance Built Around Your Event

Venue-approved event liability coverage for every kind of gathering, delivered online in minutes with a certificate of insurance that protects your big day.

Ready to get your event covered?
Insure your event online or email our insurance experts

Gold tree with a rope swingWhat We Do

America's Premier Wedding & Event Insurance Specialists

Cover My Events is America's premier wedding and event insurance specialist. Our licensed team brings two decades of industry experience and a single focus: taking the stress out of buying event insurance. We've delivered thousands of certificates across the country and know exactly what your venue is looking for, with three comprehensive plans built to meet or exceed their requirements.

We build custom packages that protect both the couple and their venue, at the most competitive prices. Buying insurance isn't anyone's idea of fun, but it's essential, so we made it feel different: a state-of-the-art platform that keeps the whole process simple, easy, and fast.

Reception hall with string lights and candlelit tables

Gold tree with a rope swingOur Founders

The People Behind CME

A family-run brokerage built on hospitality, detail, and decades of insurance expertise, dedicated to making event coverage effortless.

Owner

Alissa Medeiros

CA Lic #0K09791

Portrait of Alissa Medeiros, Owner

About

Alissa is the Owner of Cover My Events, the country's leading wedding insurance brokerage headquartered in Rocklin, CA. Her leadership and vision for CME stem from skills she developed while working with Nordstrom, Starbucks and Chanel. Her attention to detail and passion for delivering the best user experience is the foundation for Cover My Events' success.

VP of Operations

Eddie Medeiros

CA Lic #0F85919

Portrait of Eddie Medeiros, VP of Operations

About

Eddie is the VP of Operations for Cover My Events. He began his insurance career in 2007 and has become recognized as a leader in commercial insurance. Eddie prides himself on delivering exceptional service to all his clients and mentoring his peers. With years of hands-on experience, he brings a detail-driven approach to every event that CME proudly covers.

Eddie and Alissa are happily involved raising their two daughters. In their spare time, they enjoy boating and traveling.

Gold tree with a rope swingThe CME Difference

A Personal Touch for Every Event We Cover

With our policies, we add a personal touch and flare that is missing in today's wedding insurance industry. For example, we know all of the venues that require wedding insurance in America. The majority of those venues have specific limits, coverages and endorsements they require for any host renting their facility. We have contracted with several local venues in providing three affordable and high quality wedding insurance packages accepted 99% of the time.

We provide event liability insurance for a multitude of special events including but not limited to weddings, corporate functions, anniversaries, concerts, farmer's markets, community events, sporting events and much more. Can't find what you are looking for? Just ask us and we will be happy to customize a quote for you today!

Decorated venue set up for a special event

Gold tree with a rope swingTestimonials

Here is What Our Clients Trust Us

“Our venue required liability coverage two weeks before the wedding and I was panicking. Cover My Events had the certificate naming our venue in my inbox within the hour. Absolutely seamless, professional, and stress-free.”

Veronica Alvarez

Napa, CA

Couple shaking hands with an insurance advisor
Close-up of a pink and cream rose bouquet
Outdoor wedding reception with string lights and floral centerpieces

Gold tree with a rope swingHere to Help

Not Sure Where to Start?

Our licensed specialists will help you choose the right plan for your venue and make sure your certificate is done right. Send us a message and we'll take it from there.

Garden gazebo with an aisle and white ceremony chairs

Still Have Questions?

Our licensed specialists are here to help you get covered.

Email Us

Gold tree with a rope swingFAQ

Questions Hosts Ask Most

Everything you need to know about event liability insurance, certificates, and getting your venue covered.

It protects you against third-party claims for bodily injury or property damage that happen during your event, for example a guest slip-and-fall or accidental damage to the venue. Host liquor liability is included on every tier, covering alcohol-related incidents.
You can purchase coverage up to one year in advance of your event, and many venues require proof of insurance a few weeks before your date. Your policy documents are delivered within 24 to 48 hours of purchase, so plan to buy at least several days ahead of when your venue needs the certificate. Coverage can't be bought online on the day of your event or the day before.
Yes. Most venues ask to be listed as an additional insured on your policy. You can add them during checkout at no extra cost, and it will appear on your certificate. Certificates of insurance are emailed to you and to your venue within 24 to 48 hours.
Better is our most popular tier and meets the requirements of the majority of venues. Choose Best if your venue asks for higher each-occurrence or aggregate limits, or if you're hosting a larger celebration. When you start from your venue, we only show the plans that venue accepts.
No. Once a policy is bound, no refunds are available. Please double-check your event date, venue, and coverage details before you complete your purchase.
A Waiver of Subrogation is an insurance provision that limits the insurance company's ability to seek reimbursement from certain parties, such as your venue, after paying a covered claim. Some venues require this as part of their insurance requirements. The Better and Best plans include a Waiver of Subrogation, so if your venue requires one, choose either of those. If you are unsure, check your venue contract or ask your venue coordinator.